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Filing a Claim for Damages or Losses


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Please note that any person, who knowingly and with intent to defraud any insurance company or other persons, files a statement of claim containing any materially false information, is committing a fraudulent insurance act which is a crime, subject to criminal prosecution and civil penalties.

Completing the claim form is not a guarantee of payment. Upon our receipt of the completed claim form and proofs of loss, your claim will be assigned to a Claims Representative, who will investigate your claim and determine if there is any liability on the part of O&R (NY) or Rockland Electric (NJ). When the investigation is completed, you will be contacted and advised as to our position on your claim.